Pick an amount and a country. This lines up a typical high-street bank, a typical transfer app, and the best available rate side by side, so the gap between them is impossible to miss.
Your Monthly Money Gap
The maths a budgeting app won't do for you
£
£
£
£
Money gap / month
£
Mid-market rate right now
What each route actually gives them
Mid-market exchange rates snapshotted 9 September 2026 from ExchangeRate-API. They move throughout the day, so treat this as planning guidance rather than a live quote. Provider margins and fees shown are typical, illustrative figures for a high-street bank, a mainstream transfer app, and a best-rate specialist, not a live quote from any named company. Always check the exact rate and fee on the provider's own site immediately before sending. The Monthly Money Gap above uses the same snapshot rate to convert your leftover into the currency you pick. It's a planning estimate, not a bank statement.